Banking Built for the Modern World
A smart current account with real-time insights, instant transfers, and full compliance protection — open in minutes, free forever.
Your Money Working Harder for You
Send money locally or internationally with SWIFT and IBAN support. Large transfers reviewed for your protection before settlement.
Your Money Safe with Us, Always
Protected up to £85,000 by the FSCS. Real-time fraud monitoring, biometric card controls, and instant freeze protection every day.
Everything you need,
nothing you don't
A full current account built for the modern world — with compliance-first security at its core.
Send money within the UK using account number and sort code. Admin-verified for your safety.
Send money globally with IBAN and SWIFT/BIC codes. Full compliance review on all international payments.
Virtual card with hidden CVV, real-time freeze/unfreeze, and instant transaction alerts.
Apply for £500 to £25,000 at 9.9% APR. Fast approval decision with same-day funding.
Pay utility bills, top up airtime, buy data bundles — all in seconds from your account.
Categorised spending breakdown, income vs expenses, and visual monthly financial insights.
Open your account in minutes
Fill in your details and upload your photo ID. Takes less than 5 minutes from any device.
Receive your account number, sort code, IBAN and SWIFT instantly via email.
Send locally or internationally. Large transfers are reviewed by compliance before settlement.
Once approved, funds release instantly. You get a real-time notification and downloadable receipt.
Loved by millions
Real feedback from real Starling Bank customers across the UK and beyond.
"Switched from my high-street bank two years ago and never looked back. No fees, instant notifications, and transfers clear the same day. Customer service actually picks up the phone."
"The international transfer feature with full IBAN and SWIFT support saved my business. The compliance review gives me peace of mind that every payment is secure."
"I applied for a personal loan and had an answer within the hour. The repayment calculator is brilliant and the money was in my account the same day it was approved."
"The card freeze feature saved me when I thought I'd lost my card. Froze it in seconds from my phone, found the card, unfroze it. Seamless. The spending analytics are eye-opening too."